Melio

Melio is a fintech platform designed for small businesses to streamline B2B payments and receivables, launched in 2018 by Melio Payments Inc. Headquartered in New York, with offices in Denver and Tel Aviv, it serves businesses globally with a team of over 600. Accessible via meliopayments.com and mobile apps (iOS, Android), Melio offers free ACH transfers and integrates with QuickBooks for seamless accounting. It supports payments via ACH, credit/debit cards (2.9% fee), and checks, even for vendors not on the platform. Melio’s mission is to enhance cash flow and simplify payment workflows, allowing businesses to focus on growth. It powers bill pay for major brands and was named to the 2024 Forbes Fintech 50 and CNBC’s top 250 fintech companies. Security features include PCI Level 1 certification, multi-factor authentication, and 24/7 monitoring. Melio supports international payments to over 80 countries, though only in USD. A promotional offer provides a $300 gift card for international payments over $1,000 by May 31, 2025. The platform’s intuitive design and robust support make it a reliable choice for small businesses.